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Original Medicare A & B alone does not cover your medical costs completely and provides no outpatient prescription drug coverage. Medicare A & B have deductibles for hospitalization and doctor visits. It also only covers 80% of Medicare allowable expenses, leaving you with the balance of 20% to pay and any excess charges. This can be very expensive. You can protect yourself with a Medicare supplement or Medicare Advantage plan.
| A | B | C | D | F* |
|---|---|---|---|---|
Basic Benefits |
Basic Benefits |
Basic Benefits |
Basic Benefits |
Basic Benefits |
Skilled Nursing Coinsurance (100%) |
Skilled Nursing Coinsurance (100%) |
Skilled Nursing Coinsurance (100%) |
||
Part A Deductible (100%) |
Part A Deductible (100%) |
Part A Deductible (100%) |
Part A Deductible (100%) |
|
Part B Deductible |
Part B Deductible |
|||
Part B Excess |
||||
Foreign Travel Emergency |
Foreign Travel Emergency |
Foreign Travel Emergency |
| G | K | L | M | N |
|---|---|---|---|---|
Basic Benefits |
Basic Benefits |
Basic Benefits |
Basic Benefits |
Basic Benefits |
Skilled Nursing Coinsurance (100%) |
Skilled Nursing Coinsurance (100%) |
Skilled Nursing Coinsurance (100%) |
Skilled Nursing Coinsurance (100%) |
Skilled Nursing Coinsurance (100%) |
Part A Deductible (100%) |
Part A Deductible (50%) |
Part A Deductible (75%) |
Part A Deductible (50%) |
Part A Deductible (100%) |
Part B Excess |
||||
Foreign Travel Emergency |
Foreign Travel Emergency |
Foreign Travel Emergency |